Maureen Giuliano - Classified Realty Group


Classified Realty Group



Posted by Maureen Giuliano on 11/9/2018

Decorating your home as an adult can be a taxing task. Transitioning from a college student to a professional can take some time. Once you buy your first home, you may find that your tastes for decorating need an upgrade. Those old posters and funny magnets have got to go along with your more sophisticated lifestyle. The decor in your home should make you feel comfortable in your surroundings. You should express your own personal interests through the artwork thatís displayed in your home. 

Pieces of artwork shouldnít just be run-of-the-mill. You need something that will let your personality shine through. You can collect unique pieces in your travels, use personal photographs that you have taken, or simply find things that have meaning for you.


It can be sort of intimidating to dive into a more mature way of decorating but, it can be very rewarding. Youíll also learn a lot about your own style and yourself. Through this self-discovery, youíll find artwork that you can continue to grow with in your home. Below, youíll find some tips for choosing the right artwork for your home. 


Set A Budget


Buying artwork can be an investment. If youíre a new homeowner, you may need to hold back on getting expensive art for a few years. Set a limit for how much art you want to buy and what you can afford. There are plenty of ways to get decorating pieces for your home for less money. Many stores offer artwork that can add some character to your walls. Even if these arenít Picasso originals, they can certainly add some flair to the emptiness of a new house. Everything that adds personality to your home isnít hanging on a wall either. Your decor includes the small figures on your tables, statues, plants, and more.  


Have Goals In Mind


If you begin hanging artwork without some reason, your decorating scheme could end up being a disaster. Map out a plan for each room. Think of themes, colors palettes, and the vision for the space. You donít want to make a serious investment in artwork only to find out that it doesnít fit with your wall color or furniture. When choosing artwork, itís important to consider each room as a whole. 


Know That Tastes Change Over Time 


If you do invest in an expensive piece of artwork, know that it may not suit your needs forever. Thatís OK! You can always sell artwork and find replacement pieces over time. Itís not expected that whatever you hang in your home when you move in will stay there for the next 20 years! Artwork very much flows with our lives, so go with the flow.              





Tags: decorating   first home  
Categories: Uncategorized  


Posted by Maureen Giuliano on 9/22/2017

Buying a home is a complicated process with a lot of opportunities to make costly mistakes. Thereís no high school class to prepare you for buying a home but there probably should be. If youíre a first time homebuyer and you came across this article looking for advice, congratulations--youíre already doing the most important thing you can when making a big financial decision: the research.

In this article, weíll cover some of the most common mistakes that first time homebuyers make when entering the real estate market. Weíll break it down by the three main phases of home-buying: saving for a home, hunting for a home, and signing a mortgage.

Saving for a home

One of the first lessons that all first time homeowners quickly learn is that being able to afford your monthly mortgage payments doesnít mean you can afford a home. Many first time buyers are often coming from living situations where certain utilities are included (water, heat, electricity, etc.). Aside from those obvious expenses, there are also things like property tax and home insurance to budget for, both of which may increase. Finally, when youíre living in an apartment and your faucet breaks, you simply call the landlord. When you own a home, especially an older home, be prepared to spend on repairs and to start learning basic maintenance skills that will save you money.

The hunt for your first home

Now that youíre aware of the costs, it might be tempting to jump in and start looking at homes. Another common mistake first time homebuyers make is to waste time looking at homes before theyíve met with a real estate agent or have gotten pre-approved for a loan. Start there, then once you know the scope of your home search, youíll have a much more relaxing hunt for your new home.

Another mistake that first time homebuyers make is to underestimate the time and commitment it takes to find a home. When you work with a real estate agent, make sure you are available at all times. Keep your phone nearby, stick to your schedule for viewing homes, and keep a list of each home youíre considering. Showing initiative and dedication wonít just help you stay organized, it will also show your agent and the home seller that you are worth their time.

Mortgage mistakes

One of the most common mistakes that buyers make when it comes to their mortgage is to fail to shop around for a lender. In fact, the Consumer Financial Protection Bureau found that only half of all buyers considered more than one lender for their home.

Buyers, first time and repeat, often think their credit report is set in stone. What they donít realize is that the three main credit Bureaus (Experian, Equifax, and TransUnion) can all make mistakes on your credit. Check your detailed credit reports and fix any errors long before applying for a mortgage to increase your chances of getting a good rate.

If you avoid these common mistakes and continue to do your research along the way, you should be able to save yourself some headaches and some money in the long term.




Categories: Uncategorized