Maureen Giuliano - Classified Realty Group


Classified Realty Group



Posted by Maureen Giuliano on 4/6/2018

Do you know home selling lingo? If not, miscommunications may arise that prevent you from maximizing the value of your house. Perhaps even worse, you risk making poor home selling decisions due to the fact that you don't fully understand the real estate terms included in a home sale agreement.

Fortunately, we're here to bring clarity to assorted home selling terms that you may encounter as you proceed along the home selling journey.

Let's take a look at three common home selling terms that every property seller needs to know.

1. Depreciation

Over time, the value of your home may deteriorate due to age, wear and tear and other problems. This is referred to as "depreciation," and depreciation ultimately may impact your ability to get the best price for your house.

To find out how much your house's value has depreciated, it may be worthwhile to conduct a home appraisal before you list your residence. That way, you can analyze your house's strengths and weaknesses. You also can uncover innovative ways to boost your home's appearance both inside and out, thereby ensuring you can set the optimal initial asking price for your residence.

2. House Closing

A house closing refers to the final transfer of ownership from home seller to homebuyer. Thus, once you and a homebuyer are ready to dot the I's and cross the T's on a home sale agreement, you'll complete the house closing process.

During a house closing, all terms of a contract between a home seller and homebuyer must be met. Moreover, the home deed will be recorded, and the house will finally be sold.

The house closing is a key part of the home selling cycle. At this point, a home seller will receive final payment for a house and transfer ownership of the property to the buyer.

3. Real Estate Agent

A real estate agent plays a pivotal role in the home selling process, and for good reason. If you hire an expert real estate agent, you should have no trouble navigating the home selling journey.

Typically, a real estate agent handles all of the tasks associated with listing and selling a house. This housing market professional will help you promote your residence to potential homebuyers, host open houses and home showings and even negotiate with homebuyers on your behalf. Plus, if you receive an offer on a home, a real estate agent can offer honest, unbiased recommendations about whether to accept or reject the proposal.

You don't need to look far to find a qualified real estate agent in your area, either.

Real estate agents are employed across the United States. In fact, if you interview multiple real estate agents in your area, you can find a real estate agent who makes you feel comfortable and confident about selling your house.

Allocate the necessary time and resources to learn various home selling terms. With a clear understanding of home selling terms, you can avoid potential pitfalls throughout the home selling journey.




Categories: Uncategorized  


Posted by Maureen Giuliano on 3/30/2018

Whether you have a free-standing pantry, or a dedicated room for storing your kitchen essentials, thereís certain things that you should do to make sure your pantry is organized and that you have easy access to all of your items. Hereís some tips for good organization in your kitchen pantry: Be Careful With Stacking Canned Goods If you stack large items with other smaller items, such as different sized canned goods, it can pose a problem. An alternative to this storage dilemma is that of using risers. If you donít want to put risers in because you feel that theyíll take up too much space, remember that these storage tools are giving you space in a different sense. However you choose to stack your canned goods, remember that the shortest item should be in the front. Organizing your canned goods by height can help to save you time and space. Store Open Items In Airtight Containers Items that have been opened should be stored in an airtight container with a lid. This can save you money by keeping items fresh. Also, you and your family will know what food items have been opened and need to be finished up before new items are ripped open. Keep cereals, crackers, cookies and even pet food fresh with the use of this simple tactic. Stacking Bins Save Space If youíre like most of America, your town probably recycles. Consider getting stacking bins for the pantry or kitchen area to place recyclables in. Make sure these bins arenít too large. This way, youíll be on top of taking the recycling outside to where it needs to be. This organizing tip helps to keep your kitchen clean. Also, be sure that these containers are easy to open for your convenience. Categorize Your Snack Foods Your kitchen pantry area will stay much more organized if you keep things in categories. Cookies and other sweet snacks should stay on one shelf in one area. Snacks for the kids should be easy to grab for little hands (that is of course if the kids have free reign over the kitchen!) Savory and salty snacks are a different category that will be on a completely different shelf and area. Baskets can be a great accessory for single-serve items. Boxes that snack items come in often take up a lot of space that could be better used. Bags of chips and other items are the same way. These bagged items can be transferred to sealable containers. Baskets are also easy to carry around if youíre offering a choice of snacks. Be sure you have clips to close bags and packages to keep snack items fresh. How Deep Is Your Shelf? Be mindful when it comes to shelving items like bottles that are all the same size. This can make things hard to find. These types of items are often best stored on a lazy Susan, or other type of turn-style storage that easily spins and allows you to see whatís available for your cooking use. This way, youíll never have to move a bunch of things to find what youíre looking for! These kitchen pantry storage tips will help you to stay organized and save time both cooking and cleaning.




Categories: Uncategorized  


Posted by Maureen Giuliano on 3/23/2018

If budgeting isnít your thing, youíll be glad to discover that itís quite simple. Thereís a way to categorize your spending and save money easily. If you learn the rule, it will become so automatic that you wonít even think about it. If youíre saving money for a home, this practice will be essential. Break your budget down into three categories: 


  • Living expenses
  • Financial goals
  • Personal spending


Half of your budget should go towards living expenses. This number includes all of the essentials like rent or mortgage, utilities, groceries, commute costs, and insurances. 


20 percent of your income should go towards other financial goals like savings, investments, or paying down debt. Credit card bills, student loans, and other bills would fall under this category. This category is also where youíd save for your down payment, closing costs, and other expenses. This percentage can be adjustable depending on how much debt you have or how much you need to save for retirement. 


The remaining 30 percent of your income can go towards personal spending. This category includes everything that you use your money for but isnít a necessity. This percentage is also flexible. If your lifestyle doesnít require you to use all 30 percent each month, you can indeed save more money.


A Clear Plan 


These categories simplify your budget. Even if you make some adjustments to the numbers, the outline truly makes budgeting easy even for the most scatterbrained among us. It allows you to see where your money goes clearly. It also works no matter what kind of living situation you have.


The great thing about this budgeting plan is that you have some future needs built into it. Many times, when we budget, we think of our immediate needs and our shorter term goals. Saving for any occasion can never happen too early. You are able to not only focus on your current goals and the future.   



Steps


First, determine your monthly income. This number is how much money you take home after taxes. From here, youíll be able to split your money into categories by percentages. If your income fluctuates frequently, youíll need to take an average of your monthly income to determine your numbers. 


Next, you should take a look at your spending habits. These include everything from your morning latte to your monthly rent payment. From here you can make adjustments. Perhaps you need to look for a less expensive apartment. Maybe you need to cut down your weekly pizza to a bi-monthly purchase. Whatever you see in your finances, a simple percentage rule gives you the tools you need to become a saver and be well on your way to the purchase of your first home.     





Tags: saving money   budgeting  
Categories: Uncategorized  


Posted by Maureen Giuliano on 3/22/2018


5 ELMHURST ROAD, Stoneham, MA 02180

Single-Family

$549,000
Price

7
Rooms
4
Beds
1/1
Full/Half Baths
MOVE right into this CHARMING CAPE! This picture perfect SUNNY HOME has a PRIVATE BACKYARD & PATIO with STUNNING fireplace all sitting on the corner of a cul-de-sac NEIGHBORHOOD. Other features include: 1 car garage, two updated baths,full bath on 1st floor has heated floors, bonus room with detailed woodwork, fireplaced living room, Exposed brick in kitchen, Roof & Siding under 9 yrs old, Full basement has plenty of room for storage. Convenient location to downtown, shopping and easy highway access. Do not miss the chance to make this your home!
Open House
Saturday
March 24 at 12:00 PM to 1:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 5 ELMHURST ROAD, Stoneham, MA 02180    Get Directions

Similar Properties





Categories: Open House  


Posted by Maureen Giuliano on 3/22/2018


5 ELMHURST ROAD, Stoneham, MA 02180

Single-Family

$549,000
Price

7
Rooms
4
Beds
1/1
Full/Half Baths
MOVE right into this CHARMING CAPE! This picture perfect SUNNY HOME has a PRIVATE BACKYARD & PATIO with STUNNING fireplace all sitting on the corner of a cul-de-sac NEIGHBORHOOD. Other features include: 1 car garage, two updated baths,full bath on 1st floor has heated floors, bonus room with detailed woodwork, fireplaced living room, Exposed brick in kitchen, Roof & Siding under 9 yrs old, Full basement has plenty of room for storage. Convenient location to downtown, shopping and easy highway access. Do not miss the chance to make this your home!
Open House
Saturday
March 24 at 12:00 PM to 1:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 5 ELMHURST ROAD, Stoneham, MA 02180    Get Directions

Similar Properties





Categories: Open House